JULY 2026
Khaas Baat : A Publication for Indian Americans in Florida

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Making a Living vs. Creating a Life
Are We Investing in Wealth but Neglecting Culture?













By Brinda Pamulapat

We are living in an age where financial literacy is highly valued. Young people discuss stocks, retirement accounts, real estate and investment strategies with remarkable confidence. We encourage them to build wealth, plan for the future, and take advantage of compound growth. These are important lessons that can provide financial security and independence.

But as we become increasingly focused on making a living, are we paying enough attention to creating a life?

Much of modern success is measured in numbers. We track net worth, market performance, property values and investment returns. While these metrics are useful, they tell only part of the story. A fulfilling life is built on more than financial assets. It is also shaped by culture, traditions, relationships, creativity and community.
Culture is not simply entertainment. It is the collective expression of who we are. It lives in our art, music, literature, architecture, languages, festivals, food and customs. It connects us to our history and gives meaning to our daily lives.

Today, artificial intelligence can generate images, compose music, write stories and imitate artistic styles. Yet AI learns from culture; it does not create culture from lived experience. If artists, musicians, writers, educators and artisans are no longer valued, the source from which creativity flows begins to shrink. Future generations may not even realize what has been lost because they will never have experienced it.

The same can be said of traditional foods. Many of us grew up enjoying recipes passed down through generations. These dishes carry memories of family gatherings, celebrations and everyday life. If we never introduce them to our children and grandchildren, they will not know to ask for them. And if they do not know to ask for them, how will they ever experience the joy they bring? Appreciation begins with exposure.

Culture is also preserved through the way we live with one another. Family gatherings, hospitality, storytelling, shared meals and simple conversations are not accidental parts of life. They are traditions that have been practiced and refined over generations. The warmth of welcoming guests into our homes, serving others and spending time together creates bonds that no technology can replace.

If these practices disappear, future generations may not consciously reject them. They may simply never experience them. A society can become wealthier while becoming poorer in human connection. Financial success can provide comfort, but relationships, culture, and shared experiences provide belonging.

At the end of the day, quality of life is not determined by what a stock portfolio may be worth a few years before we die. It is determined by how we spend our days. It is found in the music we listen to, the books we read, the traditions we preserve, the meals we share, and the people with whom we spend our time.

The question is not whether we should invest in wealth or culture. We need both. Financial investments help us make a living. Culture helps us create a life. The richest society is not the one with the largest portfolios, but the one that understands the value of both.

Puja Travels (https://www.pujatravels.com/) has been serving customers for the last 20 years. The agency’s customers are based in Florida, as well as New York, New Jersey, California, and Dallas, among other U.S. cities. For information, email [email protected]

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