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Malti Patel
WELFARE CONCERNS FOR ELDERLY IMMIGRANTS ADDRESSED
By MALTI PATEL - [email protected]

FREQUENTLY ASKED QUESTIONS

Q: If a person has got resources a little bit above the prescribed Supplemental Security Income (SSI) limits, can he get Medicaid?

A: Yes, he can qualify for QMB (Qualified Medical Beneficiary) and therefore he can get Medicaid.

Q: If a person has got a little more income than the prescribed limit, can he get Medicaid?

A: Yes, he can get Medicaid with share of the cost equal to his excess income over the prescribed limit.

Q: Who can get QMB?

A: Any legal resident who has stayed in the USA continuously for five years and he has income below the prescribed poverty level and resources less than double the SSI limits can qualify for QMB.

Q: In the case of a married couple, if one of the eligible spouses travels outside USA for more than 30 days, do the medical benefits of another spouse get affected?

A: No, even if one of the eligible spouse travels out of the country for more than 30 days, medical benefits of another spouse doesn�t get affected.

Q: If one gives away his house (resources) in India as a gift, can he apply for SSI and medical benefits?

A: SSI has a three-year limit after one gives away property. But medical benefits are not affected by giving away property.

These questions and answers are courtesy of Malti Patel, 1607 Wood Creek Lane, Allen, Texas-75002. She can be reached at (469) 674-0972.








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