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 By ARUN MARBALLI 
	    
Last month, I addressed how we should mold our online behavior for 
avoiding the numerous cyber-mines we encounter during our passage 
through e-mail and Internet wonderland. This month, I want to touch on 
a topic that I believe is extremely important from the security and 
safety point of view � identity management. 
In these days of rampant identity theft, it is important to recognize 
that our online identity is comprised of one or more usernames and the 
associated passwords. Over the last year or so, the number of Web sites 
that require a sign-in have steadily increased. The sign-in requirement 
has major marketing implications for these Web sites since they now 
have an audited track of who visits their site and which pages they 
view � not to speak of the resulting perception of security. The 
imposition of a username and password is in itself not a bad thing but 
when you have 10 to 15 (possibly more) sets of usernames and passwords, 
it becomes somewhat unwieldy and unmanageable. How then can we make 
this easier and less confusing? It is easy to standardize on the 
username since many Web sites make it convenient by forcing the 
username to be our e-mail address. Other sites allow us the flexibility 
to setup a username of our choice and for these the left side of the 
e-mail address is one idea. It is a good idea to employ the same 
username in all places as far as possible since this eliminates any 
guesswork. 
If you think of the username as a locked door, the password is then the 
key for that locked door. The level of secrecy typically associated 
with the username is not high. The password on the other hand is 
entirely another story. We want our �key� to be confidential, as 
difficult to copy as possible and impossible to guess. In general 
passwords should be at least 6 characters in length and a mix of 
uppercase/lowercase alphabets as well as numbers. Use of special 
characters such as !, $ and # (if allowed) make the password more 
difficult to guess. We should never use names, birthdays or birth-signs 
in the passwords by themselves � they are too easy to guess.  
A good tactic for constructing a password is to write a sentence 
containing six to 10 words and numbers. If possible, include some 
proper nouns as well. Consider the following example � �My daughter 
Roshni was born in 1991.� Now, using the first letter of each word and 
the number as is, we can generate a password �MdRwbi1991� � a 
completely unintelligible string of characters and impossible to guess. 
To remember it, all you have to do is commit the sentence that means 
something only to you, to memory. The idea is simple the possibilities 
are endless. 
Now, should we use the same password for accessing all Web sites that 
need a username and password? Most certainly not! One strategy is to 
group the Web sites according to their sensitivity into three groups. 
The highly sensitive ones such as banks, employment records, retirement 
accounts, investments and brokerage accounts I include in Group 1. 
E-mail accounts, health insurance and credit cards I include in Group 
2. All other miscellaneous Web sites that we go to such as retailers, 
travel sites and the like I include in Group 3. Set up a separate 
password as indicated above for each Web site group. Another strategy 
is to adopt a scheme such as including the first three letters of the 
Website address (following the www) as the last three characters of the 
password we generate with a sentence as described above thus literally 
establishing a separate password for each Web site. 
These are general guidelines for managing our identity in the online 
world. You can creatively adapt these to fit your needs.
 
Arun Marballi has worked in the Information Technology arena for more than 20 years with extensive experience in software development, process design and network/workstation management. For comments, questions, tips or suggestions, e-mail [email protected].
 
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